Lao K (Chow Yun Fat), a loser, lives with his cousin Sai Chin Hua (Deannie Yip) who studies Feng Shui and Mao Shan. One day Lao K buys a desk from a second-hand shop and finds a suicide letter written by a girl Wei Hsiao Tieh (Cherie Chung) inside the desk. Lao K sympathizes with Tieh and replies her letter. After that, they start a human-ghost love affair.
Lao K has a greedy ex-girlfriend May (Pauline Wong) who wants to re-unite with him because her rich boyfriend just dumps her. However, Lao K is in love with Tieh and rejects May. May suicides for Lao K and becomes a ghost to retaliate to Lao K and Tieh
